很多人关心在澳洲买房，出了房子的房价外，还有哪些费用，这对于买家计算购房成本也是非常在意的，今天我们就以50万澳币的一套房产为例，来帮大家大致计算一下，在澳洲不同地区购买后的成本都有哪些，费用分别是多少。

以购买一套总价为50万澳币的独立屋为例，以更新至2023年2月的相关政策为准。注意：表格只是对持有澳洲PR签证和澳洲公民的。

188A签证类别的还有FIRB的申请费和额外印花税（每个州的税率有差异）。

新州-购买独立屋成本

房产购买总价 Purchase price：$500,000

过户及文书费 Conveyancing and legal fees：$1,800

印花税 (首次置业者) Stamp duty (First-home buyer)：$0

印花税(非首次置业者)Stamp duty (non first-home buyer)：$17,707

建筑&虫害检查费 Building inspection and pest inspection (combined)：$600

抵押登记费 Mortgage registration fee：$148

转让费Transfer fee ($35 for every $10,000 over $180,000)：$295

贷款申请费 Loan application fee：$600

借款金融机构抵押保险 (10% 首付，贷90%)Lenders mortgage insurance (with only 10% deposit)：$12,000

政府收费及水费 Council and water rates：$710

所有隐性成本(首次置业者) Hidden costs for first-home buyers：$16,153

所有隐性成本 (非首次置业者) Hidden costs for other buyers：$33,860

房价+隐性成本(首次置业者) Total cost for first-home buyers：$516,153

房价+隐性成本 (非首次置业者) Total cost for other buyers：$533.860

维州-购买独立屋成本

房产购买总价 Purchase price：$500,000

过户及文书费 Conveyancing and legal fees：$1,800

印花税 (首次置业者) Stamp duty (First-home buyer)：$0

印花税(非首次置业者)Stamp duty (non first-home buyer)：$21,970

建筑&虫害检查费 Building inspection and pest inspection (combined)：$600

抵押登记费 Mortgage registration fee：$119

转让费Transfer fee ($35 for every $10,000 over $180,000)：$1，373

贷款申请费 Loan application fee：$600

借款金融机构抵押保险 (10% 首付，贷90%)Lenders mortgage insurance (with only 10% deposit)：$12,000

政府收费及水费 Council and water rates：$1，250

所有隐性成本(首次置业者) Hidden costs for first-home buyers：$17,742

所有隐性成本 (非首次置业者) Hidden costs for other buyers：$39,712

房价+隐性成本(首次置业者) Total cost for first-home buyers：$517,742

房价+隐性成本 (非首次置业者) Total cost for other buyers：$539.712

昆州-购买独立屋成本

房产购买总价 Purchase price：$500,000

过户及文书费 Conveyancing and legal fees：$1,800

印花税 (首次置业者) Stamp duty (First-home buyer)：$0

印花税(非首次置业者)Stamp duty (non first-home buyer)：$8750

建筑&虫害检查费 Building inspection and pest inspection (combined)：$600

抵押登记费 Mortgage registration fee：$187

转让费Transfer fee ($35 for every $10,000 over $180,000)：$1120

贷款申请费 Loan application fee：$600

借款金融机构抵押保险 (10% 首付，贷90%)Lenders mortgage insurance (with only 10% deposit)：$12,000

政府收费及水费 Council and water rates：$500

所有隐性成本(首次置业者) Hidden costs for first-home buyers：$16807

所有隐性成本 (非首次置业者) Hidden costs for other buyers：$25557

房价+隐性成本(首次置业者) Total cost for first-home buyers：$516807

房价+隐性成本 (非首次置业者) Total cost for other buyers：$525557

南澳-购买独立屋成本

房产购买总价 Purchase price：$500,000

过户及文书费 Conveyancing and legal fees：$1,800

印花税 (首次置业者) Stamp duty (First-home buyer)：$21330

印花税(非首次置业者)Stamp duty (non first-home buyer)：$21330

建筑&虫害检查费 Building inspection and pest inspection (combined)：$600

抵押登记费 Mortgage registration fee：$173

转让费Transfer fee ($35 for every $10,000 over $180,000)：$4507

贷款申请费 Loan application fee：$600

借款金融机构抵押保险 (10% 首付，贷90%)Lenders mortgage insurance (with only 10% deposit)：$12,000

政府收费及水费 Council and water rates：$1508

所有隐性成本(首次置业者) Hidden costs for first-home buyers：$42518

所有隐性成本 (非首次置业者) Hidden costs for other buyers：$42518

房价+隐性成本(首次置业者) Total cost for first-home buyers：$542518

房价+隐性成本 (非首次置业者) Total cost for other buyers：$542518

西澳-购买独立屋成本

房产购买总价 Purchase price：$500,000

过户及文书费 Conveyancing and legal fees：$1,800

印花税 (首次置业者) Stamp duty (First-home buyer)：$13433

印花税(非首次置业者)Stamp duty (non first-home buyer)：$17765

建筑&虫害检查费 Building inspection and pest inspection (combined)：$600

抵押登记费 Mortgage registration fee：$178

转让费Transfer fee ($35 for every $10,000 over $180,000)：$453

贷款申请费 Loan application fee：$600

借款金融机构抵押保险 (10% 首付，贷90%)Lenders mortgage insurance (with only 10% deposit)：$12,000

政府收费及水费 Council and water rates：$4134

所有隐性成本(首次置业者) Hidden costs for first-home buyers：$33198

所有隐性成本 (非首次置业者) Hidden costs for other buyers：$37530

房价+隐性成本(首次置业者) Total cost for first-home buyers：$533198

房价+隐性成本 (非首次置业者) Total cost for other buyers：$537530